![]() ![]() The card offers 2% cash back on all purchases for PenFed Honors Advantage Members. Remember, many other cash-back cards have bigger welcome offers and require you to spend only $500 or $1,000 to earn them. That requirement comes out to $500 per month on average, so reconsider if your typical spending is below that. The card offers a $100 statement credit after you spend $1,500 in the first 90 days from the date you open your account. PenFed Power Cash Rewards Visa Signature Card One-Time Offer Several other cash-back credit cards offer a 0% APR on both purchases and balance transfers, giving you more flexibility. But if you’re looking to make a large purchase and pay it down over time, you won’t get a similar benefit on new purchases.
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